How It Works

Risk infrastructure, reimagined.

Not a snapshot. A living signal.

Companies lose billions to fraud and adverse selection — because their tools see snapshots, not behavior.

Many sources. One truth.

Identity

Behavior

Finance

Vehicles

Claims

Theft

Tracking

Companies

Government

Legal

Relationships

Mobility

Health

Real Estate

Contacts

Agriculture

Weather

Cities

Core
Graph

Scores

Alerts

Evidence

Decisions

Three products. Smarter together.

Know

Zarv ID

Behavioral risk scoring at onboarding. 200+ data sources, including a full Serasa integration. Catches fraud and adverse selection before the contract starts.

Builds the behavioral baseline

Monitor

Zarv Signal

Continuous behavioral monitoring of location, anomalies, and usage patterns. Dynamic repricing and early-warning alerts.

Tracks changes across the lifecycle

Investigate

Zarv LensComing Soon

AI-powered investigation engine. Cross-references 15+ sources to generate fraud evidence, claims validation, and asset recovery in minutes.

Turns movement data into evidence

Every decision makes the next one sharper.

Only Zarv.

Bureaus, alone, show you the past.

→Zarv layers behavior on top to show you right now.

KYC stops at identity.

→Zarv scores, monitors, investigates.

Telematics delivers raw data.

→Zarv delivers intelligence.

Manual investigation takes weeks.

→Zarv takes seconds. With proof.

See risk before it costs you.

GDPR & CCPA Compliant · No commitment · Integration in days